BudgetIFIndependent planning for YNAB users
Demo mode — sample financial data

Step 1 of 3

Start with the bigger picture.

Use the example as a starting point. Change the income and budget categories to explore a plan that reflects your own priorities.

Monthly household income

£5,400

Net take-home

Planned commitments

£4,700

Includes savings contributions

Monthly headroom

£700

Uncommitted monthly funding

Your estimated net take-home each month.

£

Your monthly budget

Start from the example, then tailor the categories and amounts to your situation.

Essential commitments

£3,860
Housing£1,600
Utilities & broadband£330
Groceries & household£650
Transport£350
Insurance£180
Existing childcare£450
Debt repayments£300

Savings & future expenses

£650
Annual expenses funding£300
Emergency savings£200
Holiday savings£150

Flexible spending

£190
Dining out£140
Entertainment£50
Total planned each month£4,700

These are planned monthly allocations, not account balances. Changes are saved in this browser only. Existing savings contributions still represent money earmarked for their goals.

Designed for YNAB users as an independent what-if planner. This prototype uses example finances and does not connect to or modify YNAB.